2022-23 Health Insurance

Medical and Prescription Plans - Allegiance Benefit Plan Management (CIGNA Subsidiary)
 
The Cigna Open Access Plus Network provides you with access to healthcare professionals nationwide to address your health concerns. The UBC plans offer a range of coverage options to best meet the needs of you and your family. This provides you with a great deal of flexibility and the option to save significantly on your health insurance premiums.
 
To search for a provider, go to ComalISD-Benefits | UBC-Benefits and click on the CIGNA or Baptist provider search link and search the excel spreadsheet. 
Telemedicine - Starting September 1st!
 
WellVia doctors diagnose acute non emergent medical conditions and prescribe medications when clinically appropriate. Speak to a WellVia doctor within minutes from anywhere - home - work- or while traveling.
Enrollment Link
 
All Comal ISD employees must complete the Open Enrollment process by creating a user account through the BenefitsHUB, which is available now through midnight on May 27.
 
 
Open Enrollment Overview Video Recording
 
 

Medical Reimbursement

Flexible Spending Accounts allow pre-tax payroll deductions for qualifying medical expenses with a maximum annual election of $2,850. Funds are available upfront but must be used by August 31 each benefit year. FSA accounts also allow pre-tax payroll deductions for Dependent Care with a maximum annual election of $5000. 

Health Savings Accounts allow pre-tax payroll deductions for qualifying medical expenses but are only available with the High Deductible/Health Savings Account Medical plan (HD/HSA).  The full amount is not available upfront but is deposited monthly. The maximum annual election is $3,650 for single and $7,300 for a family. The money rolls over from year to year and if you leave employment with Comal ISD you can keep the money in your account and continue to use. At age 65, money can be withdrawn for any reason. 
COBRA Participants
 
For COBRA coverage information, please review our COBRA coverage: